Documentation » Mortgage Types

Mortgage Types

There are different types of mortgages, each with its own way of repayment and monthly costs.
The choice depends on your financial situation, future plans, and preferences. Here is an overview of the main types:

Annuity Mortgage

You pay the same gross amount every month. At first mostly interest, later more repayment.

Linear Mortgage

You repay a fixed amount every month. Your monthly costs decrease over time.

Interest-Only Mortgage

You only pay interest, no repayment during the term. At the end, you repay the full amount in one lump sum.
A maximum of 50% of the property value may be interest-only.